Our approach focuses on your goals

Viva Financial Planning enables you to reach your goals, no matter what stage of life you’re at. Select from the services below to learn more, or if you aren’t sure about what you need, have a 15 minute chat with us to figure it out.

 

Financial and tax services


For people looking to make better informed (and tax effective) decisions, we take a look at your current cashflow and resources to develop a strategy so you can achieve your life and financial goals.

This might include:

  • investments

  • budgeting

  • estate planning advice

  • proper finance admin

We stay up to date with the latest changes to tax and superannuation to maximise your financial position. Yes, we help with tax returns!

 
We helped Linda and Paul get to an ethical investment option and buy a house
 

Superannuation


Superannuation is compulsory and it is important to understand the features of super and how to protect and have more control of your super savings.

We can also help you understand whether your super fund invests ethically, according to your values. Advice can include how to grow wealth through saving and portfolio planning, and making informed decisions about investment and structuring super for your needs.

 

Interested in Ethical Super?

Check out Viva's ethical investing resources

 

Insurance advice


Identify and explain the specific risks associated with your financial and family circumstances. Insurance is one way of managing the risk and being independent means that we are able to recommend a provider that we believe will best suit your needs. Income and Trauma protection may also be cost – effective means to ensure your family is adequately protected in case of unexpected events.

 
 

Life Events


Understand what your cash flow looks like as basis for saving, wealth accumulation, debt management and levels of emergency money (liquidity) to protect what you have and also your future income.

 
 

Retirement Planning


We can help you plan for retirement whether you are working part time or intend to stop working altogether. This might involve reviewing current assets, budget or cashflow requirements and Centrelink entitlements to help you plan and make the most effective decisions for your retirement.

 
 

Associated Services


General accounting, Small Business – book keeper and IAS / BAS services; Company, trust and SMSF setup. SMSF accounting and audits.

Please note that some accountancy services are provided through Capstone Financial Planning and other service providers. Note that there are no formal referral arrangements between Viva Financial Advice Pty Ltd and other service providers.