What could the 2019 election outcome mean for you?

Whilst It is not clear whether or not the Coalition will hold a majority, it is the Coalition which will form Government.However, it is not yet known when parliament will resume, and how quickly legislation can be passed to implement major Coalition proposals.In the interim, here is a review of some of the major positions that the Coalition has announced and what they may mean for you.

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Elizabeth Hatton
How to protect your loved ones after you’re gone

It’s difficult enough for families to cope with the loss of a loved one, but the added burden of dealing with the remaining estate can make an emotional time even more traumatic - which is why drawing up a will is essential, regardless of your age and the state of your finances. Here’s what you need to know.

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Elizabeth Hatton
Getting personal insurance right

With recent media coverage about insurance sales tactics, many Aussies might be concerned they’re being sold personal insurance policies – life, total and permanent disablement (TPD) and income protection – they don’t really need.

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Elizabeth Hatton
What does a per capita recession mean for investors?

Key points

  • Australian growth slowed even more in the December quarter. Growth may bounce back a bit this year, but the housing downturn will likely constrain it to around 2- 2.5%.

  • As a result, unemployment is likely to drift up and wages growth and inflation remain lower for longer.

  • The RBA is on track to cut rates this year and the housing downturn will likely see Australian shares continue to underperform global shares.

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Elizabeth Hatton