Clarity, confidence and values - aligned financial advice
VivaEthical provides professional, caring financial planning that helps you reduce tax, optimise super, and grow your retirement savings — while investing in what’s important to you.
You’re motivated and capable.
However, managing finances can still feel complex.
We translate rules, options and numbers into a personalised plan you can act on with confidence.
Our advice is values‑aligned, transparent and practical.
Who we help Professionals and families at every stage - from early career to retirement - seeking clear, ethical financial advice
Core services
Investment advice
Portfolios designed for long‑term growth and measurable social/environmental impact. Mix of funds, ETFs and direct shares where appropriate; ongoing monitoring.Superannuation strategies
Reduce fees, optimise contributions and align your super with your values—proactive management as rules change.Retirement planning
income planning, tax‑efficient drawdowns and maximising your retirement savingsTax & cashflow optimisation
Practical, compliant steps to keep more of what you earn and free up funds for your financial and lifestyle goals.Ethical investment advice
Portfolios designed for long‑term growth and measurable social/environmental impact. Mix of funds, ETFs and direct shares where appropriate; ongoing monitoring.Estate planning
Review your estate planning to provide and protect loved ones and causes you care about.
Why choose VivaEthical?
Values‑aligned advice: investments screened for strong ESG standards and measurable impact.
Clear, actionable plans: step‑by‑step guidance tailored to your life and goals.
Transparent pricing: fixed fees quoted upfront; no product commissions.
Proactive, responsive service: annual formal reviews, quarterly check‑ins and on‑demand support.
Australian expertise: up‑to‑date with tax and superannuation law and practice.
What outcomes can you expect?
We design investment portfolios that balance risk and return and are aligned with your values.
Your investments are positioned for growth plus positive social and environmental outcomes.
Longer -term, ethically aligned super and investments continue to at least equal, and often outperform traditional portfolio allocations.
Reducing super fees and consolidating your accounts
Seemingly small changes like these can increase projected retirement balances down the line. That means a happier, more comfortable lifestyle for you and those you care about.
Tax-efficient savings and superannuation contributions
Managing your tax and investment structures- including superannuation- can improve net income, help pay down your mortgage faster , and boost retirement savings. That translates to more disposable income that can be put towards the things you want to do.
Getting started
STEP 1
BOOK A FREE QUICK CHAT
A no‑obligation call to understand your goals, priorities and timeframes.
STEP 2
SCHEDULE A MEETING TIME
This is THE core stage of the process, to find out about you, what you care about, your life and financial goals, and the timeframe you have for achieving those things.
STEP 3
PERSONALISED STRATEGY
Based on our conversation, we'll draft a tailored financial plan for your review. We’ll go through it together and make sure it aligns with your values and circumstances.
STEP 4
IMPLEMENTATION & REVIEW
We help set up investments, super arrangements and structures you need, alongside regular check‑ins and reviews to keep your plan current and effective.
Client Testimonials
