Key points:
Despite continued volatility, 2019 is likely to be better for diversified investors than 2018 was.
Recession is unlikely and so too is a long and deep bear market in shares.
Watch the US trade war, the Fed, global business conditions indicators, Chinese growth, politics and the Sydney and Melbourne property markets.
There are only some very limited options for accessing your super early, ie before your preservation age .
Yes, of course you'd like to help the kids get to own their own home. So make sure you understand the risks, and do it right!
