In March 2026, Morningstar released its biannual Asset Class Gameboard, showing the performance of seven major asset classes over the last 20 years to December 2025.

Knowing where your money really goes means you can  make smart, well-informed decisions about what’s important to you. Keeping tabs on your cash flow (money in and out) helps you to plan to spend less money than you earn, with enough easily accessible funds and ready cash in case of emergencies or unexpected expenses.